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Measured, not estimated

How long a crypto payment really takes

Every provider tells you crypto is fast and none of them shows you the numbers. These are ours: the real confirmation times for the coins we accept, measured on the payments people actually made, against block timestamps anyone can check.

Measured on 2 September 2026, across every crypto payment taken up to that date.

1.1 min

Typical confirmation wait, all coins

73%

Confirmed within two minutes

18.6 min

Monero, the slowest of them

Confirmation time by coin

Two different waits sit inside "how long does it take", and they have different causes. The confirmation wait is the network settling your transaction. The send delay is how long buyers took to send at all, once the invoice was open. Both are measured here, because confusing them is what makes Bitcoin look slower than it is.

CoinChainTypical waitSlowest seenBuyers took to sendUnder 2 min
BNBBNB Chain0.5 min0.5 min1.2 min100%
TRXTron0.6 min1.4 min2 min100%
USDTTron, BNB Chain, Ethereum1 min14.1 min2.1 min92%
GRAMTON1.5 min1.6 min1.9 min100%
SOLSolana1.7 min1.8 min1 min100%
ETHEthereum1.9 min2.9 min2.5 min62%
DOGEDogecoin2.3 min3.8 min7.9 min50%
USDCEthereum, Polygon2.5 min24.5 min3.1 min36%
BTCBitcoin3.8 min7.7 min11.2 min26%
XMRMonero18.6 min37.2 min3.3 min0%
All1.1 min37.2 min2.5 min73%

Bitcoin is not slow. The wait comes from the people sending it.

A Bitcoin payment here confirms in under four minutes at the median, faster than most people expect. What takes the time is before that: buyers took eleven minutes to send at all, four times longer than on any other coin, which is what moving funds off an exchange looks like rather than sending from a wallet you hold. If you already have the coins, Bitcoin is not the slow option.

Monero is genuinely slower, and that is the trade you are making.

Monero is the one coin where the wait is the protocol and not the person. Around nineteen minutes at the median, and not a single Monero payment we measured confirmed inside two minutes. It waits for more depth before a transfer is settled, which is the same property that makes it hard to reverse and hard to trace. Nothing is stuck during that window and nothing needs chasing.

Which coin to pay with

If you want the QR as fast as possible, TRX, BNB and USDT on Tron settle in about a minute and cost very little to send, with GRAM and SOL just behind. If you want the payment itself not to become a permanent public record, Monero is the only choice on the list that gives you that, and roughly twenty minutes is the price. Everything else lands in between. Whatever you pick, send the exact amount shown.

What happens the moment it confirms

Nothing waits for a person. The confirmation is the trigger: the order fulfils itself, and the QR or the config appears on the order page while you are still looking at it.

97%

of UK number orders have their line assigned within a minute of the payment confirming, most in the same second

All three products deliver the same way and on the same trigger: the UK number line is assigned, the travel data eSIM is ordered and its QR comes back, the VPN account is created. There is no approval step, no review queue and no office hours. Payment confirms, the order is fulfilled, the order page updates itself. It is also why an order code and no account is enough: delivery is attached to the order rather than to a person we would have to identify first.

An underpayment does not need us either: send the difference and the order completes itself. Two cases genuinely stop and wait for a human, and they are the only ones: coins that arrive after the invoice window closed, and coins sent on a different network from the one the invoice named. Nothing is lost in either, and neither is fixed by paying again. Contact support with the order code.

What these payments buy

These are the times behind our own checkout, so they are the times you get buying any of the three.

  • UK +44 number on eSIM

    $25

    A real carrier line that receives SMS and calls and roams in 190+ countries. Kept alive by top-up, no monthly bill.

  • Travel data eSIM

    from $1.99

    Prepaid data for 190+ destinations, as country, regional and global bundles.

  • VPN access

    $4.99 and up

    WireGuard, OpenVPN and VLESS, 86 servers in 45 countries, 5 devices, nothing renews automatically.

How this was measured

  1. 1The times come from the chain, not from our own logs. For every crypto order, the payment is matched to the block that carried it, and that block has a timestamp anyone can look up independently.
  2. 2Confirmation wait is the gap between that block timestamp and the payment being marked paid. Send delay is the gap between the invoice opening and the block timestamp.
  3. 3The confirmation wait includes our own detection time, so these figures make us look slower than the chain alone would. That is the honest direction to err.
  4. 4This is not a sample. It is every crypto payment we had taken by the measurement date, minus a handful of transactions on chains with no public explorer we could query without an account.
  5. 5Transaction hashes are not published. They would tie back to our receiving addresses, so only aggregates leave the measurement.

The same figures as machine-readable JSON, for anyone quoting or comparing them: /data/crypto-payment-times.json

Questions

How long does a Bitcoin payment take?

On our measurement, a Bitcoin payment is confirmed in about four minutes at the median, and the slowest we recorded was under eight. The larger part of the wait is not the chain: buyers took around eleven minutes to send after opening the invoice, longer than on any other coin.

Why is Monero slower than the other coins?

Monero waits for more confirmation depth before a transfer is treated as settled. That is the property that makes it hard to reverse and hard to trace, so the wait is the feature rather than a fault. We measured about nineteen minutes at the median, and no Monero payment confirmed within two minutes.

Which cryptocurrency is fastest to pay with?

BNB, TRX and USDT on Tron are the quickest we measured, at around half a minute to a minute. Every BNB, TRX, GRAM and SOL payment we measured confirmed within two minutes. If speed is all you care about, pick one of those.

My payment is taking longer than these numbers. What do I do?

Leave the order page open and do not send a second transfer. Most delays past these figures are one of two things: coins sent on a different network from the one the invoice asked for, or a withdrawal still queued at an exchange. Both are visible to us if you contact support with the order code, and neither is fixed by paying twice.

Is the eSIM delivered automatically, or does someone have to approve it?

Automatically. The network confirmation is the trigger and there is no human step between it and delivery: 97 out of 100 UK number orders have the line assigned within a minute of the payment confirming, most in the same second. No review queue, no office hours.

Do I need an account to receive the eSIM?

No. There is no signup anywhere in the flow. The order page is reached with an 8-character code issued at checkout, and the QR appears there when the payment confirms. An email address is optional and only used to send that link.

What happens if I send coins on the wrong network?

The payment never reaches the invoice, so the order cannot fulfil itself. This is the most common cause of "I paid and nothing happened". The funds are not necessarily lost, but recovering them is manual: contact support with the order code and the transaction hash rather than sending a second payment.

What if I send slightly less than the invoice asked for?

Send the difference and the order completes itself, with no message to us needed. The order page shows the outstanding amount and the window is reopened for it, so an underpayment is a pause rather than a problem. It is rare in our measurement either way.

What happens if I pay after the invoice window closes?

Late payments are never delivered automatically, on purpose: by then the exchange rate the invoice was built on may no longer hold. The money is not lost. Contact support with the order code and the transaction and the order is settled by hand.

Buy with any of these

A real UK +44 number on an eSIM, travel data for 190+ destinations, or VPN access. No account, no ID, and the QR arrives as soon as the payment confirms.

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